• The wealth of individuals Part 3: investments move in "spurts." Above all, avoid losses.
• Traditional-to-Roth conversions can be a great strategy even for Social Security recipients
• An Austrian school of economics perspective on the crash

      Economic Meltdown

• The wealth of individuals Part 2:
  Why low taxes on the "rich" is good for the "upwardly mobile"
• Crony capitalism—not free markets—caused the economic catastrophe
• Dear Barack
• Dear John

      The Medical Conundrum

• The importance of flexibilty
• Regulation is the problem; freedom is the cure
• Ranking the U.S. 37th in the world is political propoganda

• The wealth of individuals
• The importance of stability
• Save early and save often
• Real estate hasn’t yet bottomed

• Alcoholics get away with murder. How?
• Are Health Savings Accounts better than IRAs?
• Elder Abuse and other financial thuggery
• Are reverse mortgages right for you?

• Updates on contributions to retirement plans and health savings accounts
• Real estate succumbs to perfect storm
• Simplified recordkeeping simplified
• Real tax brackets for low income earners

• Pins in the real estate bubble
• Lose a home, pay more tax
• Real tax brackets for Social Security recipients
• Prevent tax tragedy— call us!

• Who are you?
• Another good reason to be early
• What tax bracket are you in?

• High-income earner Roth strategy
• Retiree-IRA-charity strategy
• Low-income IRA strategy
• How to take title to real estate
• Lower tax rates increase tax collections

• The Real Cost of Dinner
• Say no! to deductions for underwear
• Pop! goes the real estate bubble
• Avoiding social security tax

• Prop. 82 will fail in its objectives and exacerbate
  California’s financial problems
• Towards a better understanding of Roth IRAs
• It’s deductible and saves zero tax. Huh?

• Tax complification
• Inherited IRAs and compound growth
• Tax and financial myths and half truths

• A worldwide mania
• The bubble becomes obvious
• Pros and cons of land investments
• Private vs. government oil
• Year-end planning opportunities

• Real estate on the precipice
• How the new Bankruptcy law could affect all of us
• The Roth 401(k) and you
• Congressman notices the AMT
• Tax Myth of the Month: IRA confusion
• Misleading financial advertising

• A bubble about to burst?
• The right tax isn’t always the best decision
• Plunges in income require advance planning
• The importance of curiosity

• Health savings accounts and you
• Income changes—up or down—require advance planning
• ‘04 and ‘05 maximum retirement plan contributions

• Sales tax deduction revived
• Liability for sales tax on Internet purchases
• Telecommunications checklist addendum

• Principled voting
• A libertarian interventionist mulls over the election
• Are California real estate prices at a peak?

• Simplify your recordkeeping
• A cure for the high cost of medical care
• California government needs tough love
• Understanding the Alternative Minimum Tax

• Should you pre-pay April’s property tax?
• Year-end donations
• When capital gains and IRA withdrawals can be profitable

• Marriage penalties - down, but not out
• Tax benefits of children - a challenge in divorce
• California’s mess and the recall
• Make 25% on your IRA

• New tax rates on everything p. 1-3
• More great Roth IRA ideas p. 4-5
• How to make the most of our services

• Additional depreciation for some
• Covert tax brackets: false advertising
• Letting inflation do the work of Congress
• Letters to Doug: does collective social mood determine events?

• How to deduct cat food
• Be prepared for tax season, extensions, IRAs and 1099s!
• Letters to Doug: Should I sell my rental property? Plus, more on 529 plans.

• Hope, Lifetime, ESAs and 529 plans: educational tax savings for everyone
• Euphoria, happiness, credulousness, manias and hangovers
• Hedging one’s bets in stocks and real estate
• Dear Doug: when is “income averaging” beneficial?
• The real story of Thanksgiving

• The low-down on home office deductions
• Answers to your questions--brand new “Letters to Doug” column
• Gifts or incentives--tax court decision that may affect your business
• Vehicles--donate or sell? What’s right for you?
• Stock market graphs--still massively overvalued

• Spotlight on retirement planning and retirees
• Sensible gambling—what you never knew about Roth IRAs
• Should you invest in a 401-K, Roth IRA or pay down debt?

• The Challenges of Withholding—Why breaking even is so hard to do
• Kinder, Gentler IRS? Here’s the scoop on upcoming IRS focus areas
• Expected reductions in income require tax planning
• Why paying tax now can be cheaper than paying later